Start free with your Trust Profile. Protect a one-time payment, manage ongoing financial relationships, or unlock the full Trust ID experience with PayToOwe Plus.
Everything you need to keep a promise with someone.
Create and sign agreements, track payments, and build your Trust profile. You pay a $3.99 activation fee only when you create an agreement.
Manage your financial relationships without limits.
For people who run several agreements at once. Plus pays for itself at three agreements a month.
Run more of your financial life in one place.
For landlords, lenders and business owners who operate PayToOwe as a system, not a one-off agreement.
How fees work: the agreement creator pays once when starting a one-time agreement, or subscribes for unlimited recurring agreements. The other party never pays. Plus unlocks unlimited everything plus the premium Trust ID experience.
| Feature | FreeFree | PayToOwe Plus$9.99 | PayToOwe Pro$19.99 |
|---|---|---|---|
| Trust profile, score & standing | |||
| Receive & sign agreements | |||
| Create agreements | $3.99 each | Unlimited | Unlimited |
| Recurring payment plans | 1 active | Unlimited | Unlimited |
| Payment reminders & AutoPay | |||
| Completion record | |||
| Portfolio workspace | |||
| Business workspace | |||
| Landlord workspace | |||
| Lending workspace | |||
| Future Workspaces |