See plans

Choose how you want to use PayToOwe.

Start free. Upgrade when you need more.

PeopleStay organized
MoneySend & track payments
AgreementsSet clear expectations
BookingsBook and manage appointments

Free

Great for getting started.

$0/ month

Pay as you go.
$5 per agreement.

  • People & relationships
  • Messages & files
  • Money & payments
  • Commitments
  • Agreements ($5 each)
  • Reputation & Trust Check
  • Bookings
  • Ask PayToOwe (NEX)
  • Core profile & settings
Get Started Free
Most popular

Plus

More flexibility. No agreement fees.

$9.99/ month

Everything you use today, without agreement fees.

  • Everything in Free
  • Unlimited agreements
  • $0 agreement fees
  • Business Workspace (Pro only)
  • Landlord Workspace (Pro only)
Choose Plus

Pro

The complete PayToOwe experience.

$20/ month

For businesses, landlords and power users.

  • Everything in Plus
  • Unlimited agreements
  • No agreement fees
  • Business Workspace
  • Landlord Workspace
  • Business operations
  • Property management
  • NEX workspace intelligence
Choose Pro

Compare plans

See what you get with Free, Plus and Pro.

FeatureFree$0/monthPlus$9.99/monthPro$20/month
Monthly price$0$9.99$20
Agreement fee$5 each$0$0
Unlimited agreements
People, messages, payments, bookings
Reputation & Trust Check
Business Workspace
Landlord Workspace
NEX (Ask PayToOwe)

Your agreements are always yours.

Free users pay a one-time $5 PayToOwe platform fee each time they create an agreement. The fee is separate from the agreement amount and never becomes part of what either participant owes. Plus and Pro include unlimited agreements with no fees.

Start with what you need today.

Upgrade whenever you're ready.

Use it todayNo long setup.
Upgrade anytimeKeep your data.
All in one placePeople. Payments. Bookings. Business. Properties.