MR
Maya Rivera
Started May 1
Outstanding balance
$1,600.00
$800 paidof $2,400
Monthly
$200
Interest
0%
Remaining
8 mo
Private & secure
One-time fee from $1.99
Loans between people,
done right.
Pay to Owe helps you and someone you trust agree on the amount, the schedule, and the repayments — in one simple place. No awkward reminders, no lost text threads.
- Takes 2 minutes to set up
- Both sides see the same numbers
- Private — no credit checks
- One-time fee — $1.99 or $5.99
How it works
Three steps. That's it.
No paperwork, no spreadsheets, no awkward conversations.
Step 1
Write the agreement
Set the amount, interest, and a repayment schedule that works for both of you.
Step 2
Track repayments
Log each payment as it happens. Both sides see the same running balance — always.
Step 3
Stay on the same page
Get gentle reminders before due dates. No more guessing or chasing.